Coreysells.ca
  • Advanced Search
  • Featured Listings
  • About
  • Selling
  • Buying
  • Blog
  • Contact Us
    Login
    905-774-4444

    Sign in to your account

    Need to reset your phone number?

    Don't have an account with us?

    Click here to sign up.

    Getting Started

    The first question you're bound to ask is, "How much home can I afford?" That depends on a number of factors:

    Your selected location. Are you set on a specific area? Downtown? The suburbs? A rural setting?

    Your preferred type of home. Detached? Semi? Duplex? High-rise? Link? Townhouse? New or Resale? There are a variety of home styles you will want to explore.

    Your income. After all, it's not just the mortgage you have to take into account. There are property taxes, utilities, and in some cases condo or strata fees. As a general rule of thumb, your monthly home-carrying cost should not exceed 30-35% of your income.

    Market conditions. Is it a buyers', sellers' or balanced market?

    There are also additional costs to keep in mind. It's a good idea to work out exactly what you want and what you can afford before you begin the search. Be specific! After all, you don't want to suddenly come to the realization that your dream house has come with a nightmare of bills and expenses. Stick to looking at houses in your price range. The more you've thought it out, the better your sales representative can meet your needs.

    A part of deciding just what you can afford can be accomplished by meeting with your bank or a mortgage broker and negotiating a pre-approved mortgage. There are many types of mortgages and many different terms. Research all of your options. This ensures that there are no surprises once you're ready to make an offer.

    Once you've figured out your monthly expenses and what you can afford, you can start your search. It could happen that the first home you see is the one you want; or you might look at home after home with none of them catching your interest. Rest assured, the home you're looking for is out there, and when you find it, you're ready to make an offer. If your offer is accepted, the next steps are closing and moving into your new home.

    Purchasing a home is easy once you put your plans into action.

    Like or Share
    Loading likes...
    Corey Schilstra

    Corey Schilstra

    Haldimand County and
    Niagara Region Realtor

    Text or Call (905) 774-4444
    5 Minutes Or Less Response - Test Me!

  • Home
  • Advanced Search
  • Selling
  • Buying
  • Foreclosures
  • About Us
  • Blog
  • Featured Properties
  • Contact Us
  • Proudly serving Haldimand County and Niagara Region. 

    Helpful Resources

      • Home
      • Advanced Search
      • Buying
      • Selling
      • About
    Contact Us

    Contact information

    Corey Schilstra
    Sales Rep. - Re/Max Riverside Realty Inc.
    905-774-4444

    Privacy Policy | Website Designed By Asterisk Marketing

     

  • Area One
  • Area Two
  • Area Three
  • Area Four
  • By using this site you agree to the following: Disclaimer

    • REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.
    • The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.
    • This website is operated by a brokerage or salesperson who is a member of The Canadian Real Estate Association.
    • The listing content on this website is protected by copyright and other laws, and is intended solely for the private, non commercial use by individuals. Any other reproduction, distribution or use of the content, in whole or in part, is specifically forbidden. The prohibited uses include commercial use, "screen scraping", "database scraping", and any other activity intended to collect, store, reorganize or manipulate data on the pages produced by or displayed on this website.

    Trusted listings from REALTOR® Agents. The MLS® mark and associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.


    ©2021 The Canadian Real Estate Association. All rights reserved. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.

    IDX Real Estate Websites by
    • Accessibility • Terms • Privacy